Medicare Supplement Insurance
Fill the gaps in Original Medicare with comprehensive Medigap coverage. Pay for copayments, coinsurance, and deductibles that Medicare doesn't cover.
What is Medicare Supplement Insurance?
Medicare supplement (Medigap) insurance can help pay some of the health care costs that original Medicare does not cover, like copayments, coinsurance, and deductibles. Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medicare supplement insurance policy pays its share. A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
Fast & easy
Quick application process with instant quotes and streamlined enrollment
Secured process
Bank-level security protection for all your personal Medicare information
Control over policy
Customize coverage to fit your specific Medicare needs and budget
Save your money
Competitive rates and multiple discounts available for Medicare beneficiaries
Important Things to Know About Medicare Supplement Coverage
Medicare Advantage Plan Transition
If you have a Medicare Advantage Plan, you can apply for a Medigap policy, but make sure you can leave the Medicare Advantage Plan before your Medigap policy begins.
Premium Payment Structure
You pay the private insurance carrier a monthly premium for your Medigap policy in addition to the monthly Part B premium that you pay to Medicare.
Individual Coverage Policy
A Medigap policy covers one person. If you and your spouse both want Medigap coverage, you'll work with you to set up two separate policies.
Guaranteed Renewable Coverage
Any standardized Medigap policy is guaranteed renewable even if you have health problems. This means the insurance company can't cancel your Medigap policy as long as you pay the premium.
What Medicare Supplement Covers
Medicare Supplement insurance helps pay for the out-of-pocket costs that Original Medicare doesn't cover.
Copayments
Fixed amounts you pay for covered healthcare services
Coinsurance
Percentage of costs you pay after meeting your deductible
Deductibles
Amount you pay before Medicare starts paying its share
Blood Costs
First 3 pints of blood needed for medical procedures
Foreign Travel
Emergency care when traveling outside the United States
Excess Charges
Additional charges above Medicare-approved amounts
Who Needs Medicare Supplement Insurance?
Medicare Supplement insurance is ideal for Medicare beneficiaries who want to reduce their out-of-pocket healthcare costs and have more predictable medical expenses. Medigap is perfect for:
Medigap Advantages
Talk to our Medicare Supplement experts
Fill the gaps in Original Medicare with comprehensive Medigap coverage that helps pay for copayments, coinsurance, and deductibles. Our experts will help you compare Medicare Supplement plans and find the right coverage for your healthcare needs and budget.
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Ready to Fill the Gaps in Your Medicare Coverage?
Get your free Medicare Supplement quote today and reduce your out-of-pocket healthcare costs with comprehensive Medigap coverage.