Dental Insurance
Comprehensive dental insurance coverage for individuals and families. Protect your oral health and manage dental care costs with quality coverage.
What is Dental Insurance?
Dental insurance is designed to pay a portion of the costs associated with dental care. Generally dental offices have a fee schedule, or a list of prices for the dental services or procedures they offer.
Fast & easy
Quick application process with instant quotes and streamlined enrollment
Secured process
Bank-level security protection for all your personal dental information
Control over policy
Customize coverage to fit your specific dental needs and budget
Save your money
Competitive rates and multiple discounts available for individuals and families
Typical Types of Dental Insurance
Indemnity Dental Insurance Plan
This plan may be helpful when you want to stay with your dentist and he/she does not participate in a dental network. By the very nature of this plan the insurance company generally pays the dentist a percentage of your services according to the policy you purchased. In addition you will want to review the co-payment requirements, waiting periods, stated deductible, annual limitations, graduated percentage scales based on the type of procedure and/or length of time you have owned the policy prior to starting your dental work.
Dental Health Managed Organization (DHMO)
When a dentist signs a contract with a dental insurance company that provider agrees to accept an insurance fee schedule and give their clients a reduced cost for services as an In-Network Provider. Many DHMO insurance plans have little or no waiting periods, no annual maximum benefit limitations, while covering major dental work near the start of the benefit period. This plan is sometimes purchased to help defray the high cost of the dental procedures. Some dental insurance plans offer free semi-annual preventive treatment. Fillings, crowns, implants and surgery may have various limitations.
Participating Provider Network (PPO)
Depending on your specific plan, the PPO works similar to a DHMO while using an In-Network facility; it allows you to use an Out-of-Network or Non-Participating Provider. Any difference of fees will become the financial responsibility of the patient, unless otherwise specified in your dental policy. As noted, some dental insurance plans may have an annual maximum benefit limit. Thus, once the annual maximum benefit is exhausted any additional treatments may become the patient's responsibility. Each year that annual maximum is released. The reissued date may vary on a calendar year, company fiscal year, or date of enrollment based on your specific plan.
Dental Coverage Benefits
Comprehensive dental insurance typically covers a wide range of dental services to maintain your oral health.
Preventive Care
Regular cleanings, exams, X-rays, and fluoride treatments
Basic Restorative
Fillings, extractions, and basic dental procedures
Major Restorative
Crowns, bridges, dentures, and major dental work
Oral Surgery
Tooth extractions, wisdom teeth removal, and surgical procedures
Orthodontics
Braces, aligners, and teeth straightening treatments
Emergency Care
Emergency dental treatments and urgent care
Who Needs Dental Insurance?
Dental insurance is essential for maintaining oral health and managing dental care costs. Coverage is especially important for:
Dental Plan Features
Talk to our Dental insurance experts
Protect your oral health and manage dental care costs with comprehensive dental insurance coverage. Our experts will help you compare plans and find the right coverage for your dental needs and budget.
Get Dental Insurance QuoteBuy online
You can pay through multiple payment options, you can pay through:
Pay Online
You can pay through multiple payment options, you can pay through:
Leave Feedback
At JECA, the customer comes first. We always delighted to hear from you, any time of the day.
Ready to Protect Your Smile with Quality Dental Insurance?
Get your free Dental Insurance quote today and ensure you have access to quality dental care while managing your oral health expenses.