Business Owner's Package (BOP) Insurance
Comprehensive business protection combining General Liability and Commercial Property coverage in one convenient, cost-effective package.
What is a Business Owner's Package Insurance Policy?
A business owner policy packages all required coverage a business owner would need. Often, BOPs will include business interruption insurance, property insurance, vehicle coverage, liability insurance, and crime insurance. Based on your company's specific needs, you can alter what is included in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage's.
Fast & easy
Quick application process with instant quotes and streamlined approval
Secured process
Bank-level security protection for all your business information
Control over policy
Customize coverage to fit your specific business needs and operations
Save your money
Competitive rates and multiple discounts available for businesses
What's Covered with a Typical BOP Policy?
BOPs typically include:
Property insurance for buildings and contents owned by the company
There are two different forms, standard and special, which provides more comprehensive coverage.
Business interruption insurance
Which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.
Liability protection
Which covers your company's legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.
Important Note:
In most cases, BOPs do NOT cover professional liability, auto insurance, worker's compensation or health and disability insurance. You'll need separate insurance policies to cover professional services, vehicles and your employees.
Why Choose a Business Owner's Package?
A BOP offers significant advantages for small to medium-sized businesses looking for comprehensive protection.
Cost Savings
Bundle of services often costs less than the total cost of all individual coverages
Simplified Management
One policy, one renewal date, one point of contact for all your business insurance needs
Comprehensive Protection
Covers property, liability, and business interruption in one convenient package
Customizable Coverage
Alter what is included in a BOP based on your company's specific needs
Who Needs a BOP?
Business Owner's Packages are ideal for small to medium-sized businesses that need comprehensive protection but want the convenience and cost savings of bundled coverage.
BOP Coverage Highlights
Talk to our BOP insurance experts
Get comprehensive business protection with a Business Owner's Package that combines property, liability, and business interruption coverage in one convenient, cost-effective policy. Our experts will help you customize your BOP to fit your specific business needs.
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Ready to Protect Your Business with a BOP?
Get your free Business Owner's Package quote today and secure comprehensive protection that combines property, liability, and business interruption coverage in one convenient, cost-effective policy.